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RE: Is Cryptocurrency an Investment or the Future of Currency?

It is an investment, as the value is growing.

However there are fundamental challenges for everyday use. I do potentially see it transforming into an infrastructure currency. One that is traded by organizations as part of asset transfers. Such usages aren't very time sensitive and the security/confidence is much more important.

So bitcoin could be the foundation necessary to back more nimble cryptocurrencies that could be used for everyday transactions by regular people.