Agree with your point. That's, in my opinion, exactly the motivation behind buying gold and precious metals since thousands of years ago. However there are lot of risk(s) associated to cryptocurrency just like any other kind of investment which you do not mention here. Actually no one can guarantee you can get your saving back whenever you need it at the price you paid for.
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That is very true and I do risk needing the money when the market is in a pullback. However, since it isnt priority money, more like a rainy day fund, I will only tap it if really needed. My monthly expenses are on hand. This money is for months 3-9 in terms of needed cash. If things go bad I would need it but it is not expected.