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Yep, I don't think we are there yet. 1995 still had 4+ years till the party was over. :)

Not even close, If you wanna be part of a very bullsih asset, check out NEO. The chinese market is primed for mobile payments, and digitizing of assets. NEO will take a majority of this market share. Just posted an instructional video on acquiring and securing your NEO check it out https://steemit.com/cryptocurrency/@tswoop/neo-instructional-video-for-beginners-from-buying-bitcoin-exchanging-for-neo-sending-to-the-neon-wallet