hello , I think mining is good as long as you can manage bills and the heat of electronic chipsets, every 4 years bitcoin blocks divides and you need stronger device to mine , but if you have money enough you can mine and keep
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Absolutely! Factoring in cost of electric for GPU or ASIC mining is a MUST! Cloud mining however I think its more so factored into the cost of the contract. Its not for everyone. I do say many times in my videos and show other how to calculate those costs to see if its even worth it for you :)