Step by step that´s the way to go into a bright future. I actually really hope that many banks will start to offer cryptocurrencies within the next years as that´ll basically be selling their own end of existence...
2018 will bring a lot of progress to the cryptosphere along with a wide adoption of cryptocurrencies among the masses. I really just hope that we won´t see too many different tokens appear on the list but rather have a lot based on awesome blockchain projects just like steem to avoid many people going broke on huge investments into scams and useless coins...