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Ripple (XRP) is my favourite, it's very cheap at the moment and has a mega potential for gains in the future. Why, because the banks love it and are signing up to use its platform! People complain about that, but hey, if it's good for the banks, it should be good for us too.

drakos I agree with you on that! Even though Ripple is not as decentralised as BTC, I think it has potential. As you mentioned the banks are interested in it and soon or later they may switch entirely to digital currencies. Most people turn to banks when they wanna purchase a house/car etc and perhaps this is where Ripple will play its role. I think if Ripple will become a standard currency for banks to hold our deposits , it may see a bright future at a higher valuation.

Yes this is correct and there are a lot of negative people spreading lies about this currency, from what I can see it will go to the moon and beyond. Maybe however it is just my bias as I am a bag holder and look forward to the rewards :)