I believe when the buyer feels a usefulness in paying in crypto rather than debit/credit is when it will take off. I'm sure companies would love to lower transaction fee's if the volatility was low enough that they don't lose money is currency translation. Exciting times ahead
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That's when it becomes really easy to make crypto payments. Of course it will help if there are other perks in using crypto payments. From a merchant perspective, receiving crypto payment is probably cheaper than credit cards. If that's the case, then merchants may choose to provide small rebates when a customer chooses crypto payments
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