Seems it will remain a bit liquid for a while allowing some swing trades. It has always been "banker coin". Coinbase will always stop "rumors", they have denied initial rumors in past so not sure if that is good to go on.
I don't like the XRP ecosystem, but I expect it to be around a while. Thank you for the video, but this is really old news and released prior to the run up in price (factored in). If you read Ripple Inc releases, the roadmap has them going far more "decentralised" (read Distributed) than btc. I believe that is a half truth but will have a greater spread of wealth than btc (wallets) seems likely in the short term (2-4 years if it survives)