I agree on ripple. It's not going up for a while because the way it's structured. Developers are releasing coins for purchase in increments over five years.
Once they've released all the coins, it's going to explode. AmEx is already leveraging the Ripple blockchain and it's a HUGE advantage over status quo for any institution that does international finance.
Let me know if you want more info. Ripple is a hard concept to understand and if you don't know how international finance works, you won't get why it's such a powerful and (long-term) lucrative crypto. It looks like a penny stock and there's a TON of coins for purchase, but if you understand why it's set up that way, you'll understand the advantages Ripple has over every other crypto.