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During the conversation, I used the "dot.com" bubble as a frame for reference. I figured they were at least aware of it and probably remembered its effect on the stock market. This point probably induced mixed feelings because I remember the conversation going down the line "how would I get my money out"; which isn't really the point of a long-term investment, in my opinion because assurances are like people "you can only trust them as far as you can throw them". I would never invest more than I can afford to lose and definitely wouldn't encourage others.

Our conversation settled with the agreement that they would occasionally slide small amounts into an account for investment.