According to most of the experts, present bluish trend for all the crypto market will be the last for 2018, This is the best time buy.
Ripple is still best, with the passage of time, more and more institutions are taking serious interests in Ripple, just gone through the article , RIPPLE on Thursday announced a tie-up with Dallas-based money transfer giant MoneyGram.
http://fortune.com/2018/01/11/ripple-moneygram-xrp-cryptocurrency-bank-transfers/
Keeping it simple, ripple has better strategy, than any other crypto currency, being an investor, I feel my investment, safe with the ripple, other than any other currency,
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