Blockpay, a project that is also a baby of one of the founders of Steem, is slowly moving forward as well, and integration with hardware to allow also contactless debit card payments into one package is something that will help a lot, since already it's cumbersome on a sales counter to have more than one POS machine. But it will advance, and there are banks who are receptive to widening the possibilities for traders to accept more kinds of payments than just bank and credit cards, indeed there is a consortium of banks working on a blockchain based payment clearing house system for interbank transfers, it will be up and running within the next year.
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