One could argue that a payment option is the opposite of a good thing.. say, an argument from the point of view that if the community and service as a whole was working as intended, account creation 'fees' would be non-existent,.. aren't the witnesses making enough money on the crypto side that they can afford to give away accounts free? There are multiple points to argue here.. selfish desires could and should be at the forefront of the conversation.. charging for accounts as applied to a powering down as a cost to run the service, for instance.
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