Yes, population cards went up a lot because of changes in the popularity algorithm, but income cards come relativily cheap now. Sim h0lding rewards are 24% atm, but when taxes drop you're better 0f with cards. Maybe just wait and see where it goes?
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Oh, I didn't knew about this difference between pop/income cards. Thanks for your explanations; I'm honestly thinking about getting on the game by following one of your "newbie cities" that you posted in the past, but I'm actually worried that I'm getting on the game on the worst time ever and that I won't ever be able to reach the development of "Old Timers" who got into the game when everything was easy and tax was low.