Primo:
First and foremost you're in a Debt-Based Economy system.If you don't know what that means...Google it.
If you know, then you ought to know you're a borrower if you've ever used (paper) money sometime in your life, even if you have none right now in your wallets or pockets, or have never made any personal loans from the bank.
"But, but... I work and I'm earning my money?"
Secundo:
Haven't you heard of Fractional Reserve Banking?So-called money in circulation is created by debt and is an IOU.
If you don't know that...Google it.
You work to pay your own debts including all those created in the system, or by your government.
This' no rocket 🚀 science. Its plain, simple and clear.
All it takes to gulp it down your throats and digest it, is a simple act of research and observation.
One borrows (thus a borrower) because one have none.
Contrary to popular beLIEfs, your pockets are empty, actually.
...and you're living beyond your means.
Calm down.
It's A Wonderful Life!
..