Its decentralized currency thats not controlled by the goverment no financial institute or any third party. You control your money through peer to peer transactions. Your purchase is stored in a ledger that can't be hacked or altered. You can send money across boarder from your cellphone straight to your friends are families cellphone with no charged. You can send $ 1.00 to $100,000 for pennies on a dollar. This is a disruption thats going to benefit you and me.