well, it might apply to some particular portions of this community. Despite what some have commented in this post, I do not think that the SEC will apply a blanket statement to the issue. Because they have made it clear that the howey test shall be applied to crypto. If I do not pass, stay off my cash! ;-)
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I would agree with your assessment. They do not seem to be in a rush to "do something" the way China may be at this point...