It's an interesting conundrum you present @exyle and one that focuses the mind on earning Steem here while it's still possible.
I'm not sure what I would do if I woke up and my account was worth $50K. I suppose it would depend on what had gone before because, ultimately, my goal would be to earn from it or take the capital and use it elsewhere and earn from that.
I have no interest in powering down and spending it, other than in a way that would produce income. 😊