I know, FIAT is slow and expensive. I often pay 10-20USD per transaction that is sent to my bank in Europe (this is just the bank fee for receiving the money), and this goes on month by month. That is, if I receive a transaction of 100 USD, 10-20% disappears in fees. I have even received transactions of 10 Euro, in which I paid more in fee than I received (actually making it a minus project). So yes, FIAT is slow and expensive, but it is still the currency of the world as we know it today!
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When everything goes digital things can change real fast. You can already live a 100% crypto life if you are a bit creative. You can order food online. ;)