I can't speak to what is possible with hive loans. I'm not intent on providing liquidity or much other than to design contracts that can make these things possible. So... If there are accounts that want to pool Hive/HBD for loans... It's possible that NFT royalty holders can provide their royalties as collateral. I believe @klye was also working on these things.
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I don't understand where NFTs come into this, but thanks for the answer.
Let's say you mint an NFT set that has a royalty. This means you may receive 10% of all sells... now let's say your NFT set generates 100 DLUX every month. You can then get a loan, secured by your future royalties. Get 1000 DLUX, pay 20% interest, your royalties may pay off the loan before you do.