Yep. I laugh at people who look down on me because I dress a bit shabbily, have uncut, unstyled hair and don't own a car, or a house, or much of anything. I laugh, because I know I am much better off than them in reality. I owe no one.
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Thats great my friend ! and im sure you sleep better at night too without a shit load of debts to worry about !πππ