I was surprised, but after thinking about it - it is probably saving the insurance company a ton of money as they would be covering part of the bill from the doctor you visit. By having their own doctor, they are only paying the in-house doctors so it has to be beneficial to them. Seems they are also taking on more risk though doing diagnoses themselves... that is convenient to have a dad as a doctor too!
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You can not be more right!
Ooh interesting... I hadn’t thought about the financial benefit to the insurance company for providing this service. I guess it’s a win, win for everyone. Except maybe those emergency care doctors... but if they have a three hour wait, I think they are busy enough!