Voted for
- Sharing different opinion in the comment...
It depends on the purpose, it depends on the crypto, it depends on the company... If you trust in your bank, why you shouldn't trust in the crypto the bank issues? If you use Facebook, and Facebook makes a fiat-backed stablecoin, why you shouldn't use it?
Decentralized cryptos have other purpose, can make revolution in many terrains, but also have its disadvantages (like volatility, security problems). Maybe both categories, centralized and decentralized, have a future.