Sorry, what's SS? Whatever it is, the whole thing sounds awful. I really liked your comment about 'if we even have a government' because, quite frankly, this model just isn't working for us. I often think about new forms of government for the new world, but haven't come up with anything good yet. We've got ourselves into a bit of a bind.
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Sorry. It stands for Social Security. The ponzi scheme that the government set up at the turn of the last century!