Such great points my friend!! Especially going a little deeper than the "risk aversion" comment to better understand why. One of those reasons could easily be income inequality and how it's harder for women to earn money in the first place, and so when they do start to build wealth, they are less likely to get involved in a "risky" investment because they don't feel confident that they can go out and get another high paying job if they lose the one they have.
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