Let's say this about staying the course... About 26% of my SP is earned on Steem, not bought. And there are people who earned their entire stake, but they started quite early. But the initial liftoff is quite difficult without someone helping you or without some investment.
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who knows if hf21 will help more of that lift off. but for sure. you have to have some skin in the game. i’m at about 50/50 myself. maybe closer to 60/40. with the larger chunk coming from my dollar cost averaging.
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60/40 is really good! I need to improve my numbers too, but not sure if HF21 will help me with that or more likely, the opposite.