I fly also but unlike you, I like my Mavic Air ;) btw, if you come to Germany to fly or to the EU in general you need some small metalic plate in the drone with your data in it ... is in the law since January 2018 in the EU for any drone of more than 250 Gr (all drones with good camera), but maybe you already know this.
Pd: Insurance is more just in case ... you never know.
Yeah! I know. We also have that!
Yeah. insurance is good.