Most people don't understand how crypto works, like in my country.
Others underestimate the power of dapps on Steemit and others don't see the value of Steem because never tired it themselves.
Others are just LAZY!!!
Rest is the negative individuals that tried to use Steem but gave up, because they didn't try hard enough!!!
THEY DIDN'T TRY VERY VERY VERY HARD TO WORK THEIR WAY UP!
Yeah, it's a bit easier if you have the money to invest but really it's not easy because it takes a lot braveness to invest your money and it's even more stressful!