I know one nutter who keeps his phone in monochrome to reduce anxiety. I tried it. It was fine until my first phonecall and I couldn't tell which way was accept or reject wout the green and red colours!
Here's three questions for you for yer money saving show...
- Take your daily average spend on take out coffee (or any other daily luxury) and multiply it by 365, then multiply that figure by 50.... that'll give you your rough future lifetime expenditure on coffee/ whatever luxury item.
- Next work out how many years on yr current annual salaries after tax it would take you to earn that amount.
- If you could save 90% of yer income and get used to living off 10%, how many years would it take you to save up enough to retire?
Well they're sort of questions! More like motivational thinking tools to help you cut down.
My favourite money saving tip: challenge yerself to have a certain amount of 'no spend days' in any one month or year! (Obvs that doesn't count regular outgoing payments).
If you can beat Dan Suelo (look him up) I'll be impressed.
Just call me Karl if the steem name's too much of a damn mouthful btw.
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