I agree that an APR of ~18% for delegating to bots is a reasonable pay off for the risk of holding larger amounts of (volatile)steem. Be aware that the built inflation of steem is some 8-9% per annum. The formula to calculate risk reqard is too complex for here
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Thank you goldrooster for making me aware of the 8-9% per annum inflation of steem! This is an important stat I will have to note for future videos!