@diamondlou Ok so an idea like this should have different tags and that's the only reason why this post isn't at the top of trending. If the idea is related to steem or steemit use those tags instead. You'll get boat loads more traffic. I would also keep the money tag, but get rid of the rest. Maybe add #payitforward since that one is getting some traction too.
My next blog is going to be a guide on these things I swear.
In the meantime, I thought you might be interested in this...
https://steemit.com/steemit/@williambanks/your-bank-is-an-anachronism
As for the soundness of the idea. I worry about multi level systems. The biggest resistance you're going to find is from people who will feel like this would make it even harder to fight the perception of being a pyramid or ponzi scheme. Since that does get said a lot by people who don't know what this place is and clearly don't understand how ponzi's work either. Unfortunately those same people have much more cachet and reach than we do now, so getting out the correct message is damnably hard.
I acknowledge the downside you mention how it could discolor the perception of steemit.
I really appreciate the tag suggestions! I clearly have no clue about these. And with only 7 cents to lose by editing, I would do that now. Except I don't see an edit link anywhere now... duh! Anyways, will definitely keep this in mind for future posts. Thanks again for the great input!