Well stated article. Yes when possible buy up hard assets and pay in full. Listen to the folks who have proven themselves worthy to listen to. I would recommend land silver and gold and buying from estate sales and garage sales gently used items. Think outside the box and use your creative mind. Identify your resources, skills and assets. They may be a hobby or a collection you started. It may be the knowledge you have. Use it to your advantage and read read read.. Listen to alternative media and other view points. Again a great article. Thanks.
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Yup, learn learn learn ;)