In addition to finding ways to secure your wealth that you discussed, I'd also add doing everything you can to increase your self-sufficiency. The more that you can make, repair or do for yourself, the less you'll have to spend your wealth obtaining from someone else.
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It's definitely valuable to be self-sustaining. If you're able to do this with life's necessities (think food), that's even better. I do believe that trade will always be a way to add value to your life, and doing what you're good at allows you to trade for more things. But, with that said, knowing how to do things yourself cannot hurt.
By the way, I saw you've been commenting more and have been gaining followers faster. I'm glad to see that. https://steemdb.com/@jenncapestany/followers
Yes, I believe that your tips are working! Woohoo!!