I agree- but it is going to happen anyway - And proactive is always better than reactive - plus you have a good time doing it.
( I did, lol).
I jumped the gun - I thought it was gonna all happen around 2006/7 - I pulled my personal financial revolution 2004.
It has its downsides ( but upsides to.)
(I'm single, no kids, so makes it much easier - I realize that - It doesn't change the dynamic though, unfortunately))
It is, but those sneaky bastards seem to keep dragging it out! Thats why Im actually going the opposite way that you did, I'm selling my house to pay off ALL of my debt, buy an rv, a bunch of cryptos and just be a traveling hippie until this all blows over. Im pretty lucky to have a hippie fiance and two dogs, so they don't give a shit what we do, as long as we do it together. ;)
Very cool, matey !Very good idea.
(The dragging it out bit is getting annoying, I agree.)
But I found - if i didn't pay of any of my debt- I had lots more money left over, for me!
Philosophically speaking - paying of your debt is supporting your slave master ( pesky philosophy. lol)- sorry! lol
Dont apologize, i love ur philosophy and spirit! I wish more people had ur mantality, the world would be a much different place.. and we NEED change.. take care.