When the government doesn't pay the people their will be repercussion in the lack of money circulation in the economy. Roosevelt started SS to put money back into the family during the Great depression. Grandpa Adams bought my grandmother a sewing machine to help the family during this time. Things like that boosted the family considerably. Roosevelt also set up home canning stations, because the people didn't have canners. She got half of what she canned, the rest went to the cities. She canned so much that she earned pots and pans, ticking for bedding and other things. Clothing came in the form of decorative four sack fabric. The men were hired for road work. The point is cash came through the elderly that couldn't work and the rest came through work, not handouts. This may not sound like much to you, but it boosted the poorest of the poor. The American Economy picked up and begin moving again. Personally, I don't think depending on borrowing foreign money is a good idea. It makes Americans slaves to what a foreign government wants.