HOW TO SAVE MONEY TO the EVERYDAY LIFE ?

in #economy7 years ago

How to save money by reducing our invoices? Energy, transport, budget of food, by taking good daily habits and by having the good reflexes of consumption, it is possible to reduce considerably our expenses.
No need to be Tom Sawyer, to live in a hut, to feed on the peach(fishing) and never to move your kindling to reduce our bills of energy, food and transport.
Then how to save money on our fixed costs and offer itself a weekend here and there in bonus …
By simple gestures, reflexes to take on a daily basis, skillful calculations and also some discoveries which you do not still suspect: here are thus our 30 ways simple to save money in your everyday life!

-How save up on the electric invoice?
There are numerous solutions to reduce your electric consumption and so to stop forking out, we expose(explain) you the main clauses, follow the guide:

1-Install bulbs LED !

-Replace your traditional bulbs by bulbs with energy saving (energy-saving bulbs, bulbs LED) which owed three times more and consume three times less.
Not to confuse with the "fluocompactes" which although little consumer of electricity are less effective regarding economy of money(silver).
Well certainly in the purchase you go to growl, but see that as an investment on the long term.
To save up in terms of energy saving and electric consumption there is not better!

  1. Schedule the heating

It is possible to schedule the heating. You can decide on hours during which you warm your inside. Not to warm the house of 9 hours has 18 hours when you are for the work, but begin again to warm one hour before your return … you see? And reduce his electric consumption of 15 % ..
There are any sorts of solutions, going even until the control of your electric heating since your smartphone by means of the "home automation", Also think of clearing well radiators and sources of heat. A piece of furniture, a suitcase or an ironing board in front of a radiator will block(the distribution( of the heat in the room.

  1. Disconnect your domestic appliances

The barkeeper, the kettle, the trendy phone charger permanently in quoted by the bed, … Most of the electronic devices pull constantly a small quantity of electricity, by adding the whole can quickly be important on the invoice! Disconnect the whole!

  1. Not to put the setting in a stand-by mode of sails!

Devices in sleep mode would cost 80 Livre sterling by home and a year. The hi-fi system, the TV, the DVD player and the video recorder for the former.. If you do not use them, put out!
A television set in sleep mode during 8 pm consumes so much that if you looked at him(it) during 4 am! The trick(cleverness) is to connect your devices on multigrips with a switch.

  1. Maintain your refrigerator

How to save(to save up). Hot versus cold

To save money by washing the freezer? And yes … De-ice regularly the part(party) freezer of the refrigerator before the coat(layer) of hoarfrost reaches(affects) 3 mm in thickness, what will allow you to save up until 30 % of his(her,its) electric consumption.
And not made not as me, to avoid putting him(it) next to a source of heat as the gas cooker.. The more it is warm in the room(part,play), the more the refrigerator will consume " to produce of the cold ".

  1. Insulation of windows and doors

To save money charges electric. CoMing winter is

What could be more unpleasant than a small cold draft which comes to make us shiver when we quietly sit in his(her,its) sofa? Before the temperatures fall, we verify doors and windows in search of cracks, of unstuck joints or simply of air inlets.
To mitigate the small decreases of heat, which incites us to go(take) up el heating and the electricity bill at the same time, equip yourselves with an adhesive insulating joint to return your windows and more tight doors. If you have cloth sausages in a corner(place), put them at the foot of doors.

  1. Closure of the cocoon

To save money charges electric. Cocoon

The closure of shutters(sectors) every evening will be very useful for you in term of insulation. Furthermore, to install(settle) thick curtains internal side harm, will allow to trap the cold between the window and curtains and to limit the sensation of discomfort caused(provoked) by the effect of cold wall. Attention however, if your heatings are under windows, watch not to let hang your curtains in front of.

  1. Purchase of household electrical appliances

During a renewal of your devices of cold, aim at least an energy typical label A + and verify the presence of the European ecolabel, the security of a successful material(equipment). Know that between two apparently identical devices, the cheapest in the purchase is not necessarily the least expensive in the use(custom)!
Find the most complete guide on the purchase of household electrical appliances of the site Consoglobe.
To recapitulate, it is to save money by buying more expensively …

  1. Goodbye Tumble-dryer

How to save money by leaving the time to act it is beautiful! Of this quasi-philosophic reflection, we arrive at a more basic(basal) reflection: are you so pressed(are so in a hurry) that that to have your dry linen?
If you have a good exhibition(exposure), the southwest sun will dry your linen. Otherwise move closer to your tancarville close to a radiator. Not too ready either, we agree.

  1. What cooktops?

For this choice let us be direct: induction cookers are more expensive to buy but are the most thrifty in the use. Plates in cast iron and vitroceramics are equal in consumption of electricity, in spite of an important price difference in the purchase.
If you possess electric plates and that you wish to boil some water, always arrange a lid on the pan. You will consume then four times less energy and will save money on the length.

  1. Participation and profit-sharing

If you are not only to live in your apartment, you will have understood that he is going to need to make a collective effort to have convincing results and be able to save money.
Thus federate your small soldiers around this battle of the consumption! In their hillside 10 % of savings realized with regard to the previous year in case of good results, they will decrease certainly the time under the shower and the tropical atmosphere in the room!

HOW TO SAVE UP ON THE FOOD(SUPPLY) 12. Be single: the double punishment …

The judgment of the celibacy is to have to buy has the unity(unit)! See big by buying big! When you cook at home, make for a large family, you can freeze the rest for future meals and, better still, for the work or the school!
And for the most pragmatic, the biggest economy of money(silver) in prospect(perspective) stays the Valentine's Day??

  1. Take advantage of special offers!

Save up on the stock of toilet paper? For the most part of between us, if it is not on the shopping list, we do not even give the punishment to look at special offers, etc...
Set all the same 2 minutes to look at the offers on products non-perishable.
If it is really a chance of a lifetime to have 1kg or 5kg of sugar at home oh dear! This applies well on for other products of the salt to the soap via the shampoo.
So sites list the best promotions of moment

  1. Behavior in store and satisfaction

The best way to resist the temptation it is to give up to it (oscar wilde)

Oscar had encircled well the problem of the food races with this small sentence. Go to make your races with a list , she will be your best ally against the temptation!
The most important, go to make your races the full stomach … You will see that strangely your strong urge to buy kinders " pingui " in passing in front of yoghurts is going to take a blow.
Besides the list will make you win a great deal of time(weather) in hypermarkets.
Only temptation to be considered, the possible special offers!

  1. Throw(launch) a kitchen garden

A magnificent pastime which will make for you earn money! 1m2 of kitchen garden would make you save the 75€ / year in fruits and vegetables. Focus on the vegetables which are easy to cultivate and produce abundantly. How to save money by having a good time … If you have no garden, always favor fruits and seasonal vegetables, you will win at it in your budget and products are often good better.

  1. Vegetables surgeléseconomiser food money(silver). Produced surgelesOu fruits.. If madam wishes to eat strawberries in winters, the grocer of the corner(place) cannot help you (in theory).
    Although fresh vegetables are more recommended for the nutritional contribution, the frozen vegetables are from now on almost as well, certain deep-frozen vegetables / fruits can undergo a light loss of vitamins and minerals, especially when they must be cleared before being frozen (stage of cooking essential to their deep-freezing). These losses concern mainly vitamins B1 and C.
    In every case you will save up on the purchasing cost, in particular for "off season" fruits which in bonus will not have to burn with some fuel to come from the other one end of the planet by plane.
  1. Buy discount VS marks(brands)

We shall not make the apology of the discount but he(it) is intelligent sometimes to try the discount version of a product, you could have of pleasant surprises.
The discount can be satisfactory for basic food as the flour, the pastas, the rice, the sugar, the water and others … These products, freed(franked) from a part(party) of the expenses of marketing, advertising(publicity) and packaging and distributed with infrastructures minimums will cost you 15 to 20 % cheaper than in hypermarkets.

  1. Avoid the wasting

How to save(to save up). Avoid the wasting

After an expensive journey in the supermarket, keep(guard) your receipt on the refrigerator. He will act as a "inventory" of what is new in the refrigerator and the cupboards. It is enough to steer to the fur and has measure articles that you consumed. It will help you largely has to manage best before dates!
Lebruitdufrigo is a site which lists all the recipes which you can make with what is lying about(dawdles) in your refrigerator just before the best before date.

  1. Loyalty card

OK, it encourages consumption … But to create a loyalty card is often interesting and very easy of use.
I have it make myself him( happy experiences(experiments) with a supermarket about the name of which I would keep silent, They propose all the same type of program.
These cards(maps) give you in proportion to your purchases, gift vouchers or purchase vouchers … So I received not long ago a gift voucher of more than 18 Livre sterling, than I cheerfully spent in food races??
But pay attention on the products which allow to accumulate points loyalty. These offers often apply to expensive products to be finally of false bargains.

  1. Collaborative economy?

The economy which? We spoke to you about it here In the same logic of the bulk buying to pay cheaper, it is possible to gather with other consumers to take advantage of more advantageous price.
Besides the AMAPS, platforms suggest gathering to buy wholesale to the local producers. A good way to buy directly from the producers and so to take place margins ponctées by the intermediaries of the mass-market retailing.
The most known being Laruchequiditoui, there is also Leboeuffrançais or still the site Basebio.
Besides being economic, you favor a local and organic agriculture!

  1. Rigorous budget

Rigorous budget

See that as accountant's parallel activity .. Attribute a weekly or monthly budget for the food and make your shopping lists in consequences. In this way, when you can see that you go to exceed this limit, you can choose if you really need this package of strawberry Tagada … Certainly the best trick to know how to save up on the food.
Apps helps you in the management of your she-bears with blocked budget, as ListOn on Android

Finally here are another 50 tricks to make his races and save money!

HOW TO SAVE MONEY ON THE TRANSPORT IF YOU HAVE A CAR, ASK YOURSELVES THE QUESTION OF THE PROFITABILITY OF THIS INVESTMENT. THE GASOLINE, THE CAR PARK, THE INSURANCE AND THE MAINTENANCE OVER TIME, ARE PARAMETERS TO BE ADDED TO DEFINE THE ANNUAL COST PRICE OF YOUR RACING CAR. TO HELP YOU FIND SOLUTIONS THE MOST ECONOMIC, LET US MAKE A SMALL OVERVIEW OF OUR POSSIBILITIES WITHOUT CAR.

  1. Public transportation e' conomiser of the agent with transport

If you have access to the public transportation, it remains one of the the most economic solutions. The RATP and its pass Navigo 5 zones, TAN in Nantes, the TLC in Lyon, every city in its transport network which, has defect to be the fastest always bring you to good port.

Cheat this same public transportation rest the best way to save money, but we advise it to you only little, because besides being morally debatable, it asks for an attention of every moment And the fines limited eventually cost the same price (see more for the amateurs) as the price of the subscription.

  1. Bike: back to BASIC save up by making of the ve' lo

The solution queen to save, stays this good old bike. If you cannot recover from it a who/what is lying about in your family. Buy a second-hand. More ecological solution you die, and you are not spoken about the sex appeal"that to go you have in the municipal swimming pool with your new protruding calfs.

  1. Ride sharing

Forget BlablaCar on in that case, the service is indeed little useful on the small daily routes. All the same if you do a regular route to go to the work or to the school, there is strong chances that another person also does this route, ask on your for workplaces or for your school/faculty, run an ad in the groups Facebook can be a good solution also.

We were not completely convinced yet by the solutions of ride sharing urban on girls outstrip as Sharette, IDvroom or Waysup but it is promising, thus we are going to watch the evolution, you can always try to make you an idea.

  1. The services "Ondemand"

Uber is the most known of course but there is also (cheaper) Heetch for your exits in the evening. Rest to be calculated if the use of these services returns to you cheaper in the year than a car.

IF YOU DECIDE TO KEEP YOUR CAR, YOU CAN APPLY ALL THE SAME SOME ONE OF OUR ADVICE TO SAVE MONEY WHILE LEADING.

  1. Find the least expensive gas station

On average he has to have about ten gas station around at your home, of your work … Then why to pay most expensively? Services(departments) allow you to save money by communicating you in real time the prices(prizes) of the fuel with an application is a good way(means) to compare the prices !

  1. You make help for the interview

Save up by making you help for the interview
The interview of a car can cost an arm and a leg, in particular with garages, who can sometimes swindle you in the passage by replacing you the carburetor (because it was necessary). If it is about small works of mechanics make them yourself in following ones instruction of a free site which explains everything or in free video!

  1. Well inflated tires

Once a month, stop has a gas station to verify the pressure of air of your tires. If they are not inflated in a optimal way, besides being dangerous, you do not imagine the money which you lose in consumption. The sub-inflating of your tire at the level of of 0.5 bar for example, it is 2,4 % of consumption of fuel moreover, is on average 33 € and 58 kg of CO2 a year.

  1. Put people in your car

How to save(to save up). Ride sharing

The same solution as the ride sharing, but this time it is you the driver. A good way(means) to make profitable each of its routes. Think of it especially if you wish to leave for weekend but if you have no money(silver), it can pay all your travel expenses.

  1. Adopt good habits of conduct

More effective than any technology state of the art, the ecoconduct remains the best way to reduce from 15 to 35 % its consumption of fuel, while reducing your environmental impact and greenhouse gas emissions as CO2.
" Grandpa style ", do not too fast roll, no abrupt acceleration, to anticipate the braking, etc. …

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