FYI - I found the following documentation useful for understanding EOS accounts and wallets, and the associated cleos/keosd commands.
https://eosio-nodeos.readme.io/docs/learn-about-wallets-keys-and-accounts-with-cleos
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Here is another good guide about voting with cleos:
https://eosio.stackexchange.com/questions/725/how-to-vote-using-cleos