I really like what Firmo is trying to achieve it seems logical and rational and if done correctly could seduce millions of dollars sitting in old fashioned financial derivatives and move them into a digital marketplace where trading it could be done faster and their value can grow much faster-having access to a global marketplace
I also think Smart contracts are in desperate need of an upgrade its way to clunky and having an expert on hand to keep it running can quickly become costly especially for a smaller business