Hey, sorry for non-related comment, but I would like just to inform you that you may earn 10% APR if you send your HBD (hive dollars) to saving. I personally like to convert them all to hive and power up. But that's my strategy. I see you just holding them on the wallet, so in case you are not willing to withdraw or convert to hive, it's better to send them to saving, so they will at least bring you some interest.
To convert HBD to hive I use the following market : https://wallet.hive.blog/market , it's official, you can move to that from your wallet when you click on hive of HBD and click on market.
Sorry it took me so long to reply, thanks for the heads up. I have been converting them to Hive power in the past, though as of late I've just been lazily claiming them since powering up requires I dig out a different wallet key.
If you use hive keychain, you need only a password to access it once a day. And to set it once with posting and active key. So you will be able to use it for all operations. But the thing that hive keychain works only on pc.