EthicHub - Investing with Impact

Introduction Video

About EthicHub:

EthicHub is a transnational peer-to-peer crowdlending platform. Thanks to Blockchain technology we globally connect investors (lenders) with small unbanked producers (borrowers). The Advantage of EthicHub EthicHub offers an opportunity to invest in profitable agricultural projects selected in person by a Local Node, and that aren’t accessible via the traditional banking and investment markets. => Investors: have the freedom of choice between highly profitable projects in developing countries. The platform provides access to better reward-vs.-risk investment opportunities, which are usually found in those countries. => Small and unbanked producers: can benefit from lower interest rates, due to greater financing supply and take advantage of a stored credit history on the Blockchain. More liquidity allows them to improve productivity, a higher profit from labour and as a result a better

The Advantage of EthicHub

Opportunity to invest in profitable agricultural projects selected in person by a Local Node, and that aren’t accessible via the traditional banking and investment markets.

Democratize Finances Universalized access to credit and to high return overseas investment opportunities.

Re-assess Reputation Trust and reputation transformed into assets through the rating of repayment and success records of both, the Borrower and Local Node.

Humanize Finances Efficiency and transparency improvement. Eliminating intermediaries and proposing to invest only in projects with a positive impact and high profitability.

EthicHub main features:

Positive Impact Projects Only Because they generate Value, as opposed to loans for consumption that generate Debt.

Real P2P Money goes straight from lenders to borrowers via Smart Contracts, without intermediaries, not even ourselves.

Access to the Unbanked Especially the agricultural sector which represents a significant part of 2 billion unbanked people.

Guarantee Fund for Investors In case of Default, the Guarantee Fund purchases investors' credit rights in exchange of the principal amount, allowing for an ethical recovery of the debt.

Only-in-Success Fees Platform's fees are charged only at the time of repayment.

Know-How in Project Selection As producers, buyers and financial intermediaries of agricultural production in rural areas of Mexico, we have strong field contacts and first-hand experience.