A friend of mine still had to pay his council tax, as it is the law he was told, I don't know really how it stands but back in 2009 I had a knock at the door from a council tax debt collector for the sum of £555, this was a debt back from 2001, I said to them that I believe this debt to be statue bar, as it is older than 6 years, I told him that my right as a person means he had no authority to enter my house, with in an hour I had 2 police officers from the court come to my house, I had a choice either pay the amount there and then or I was going to court to face jail time.
I tried to argue it there and then, but with a crying girl friend at the time and a baby of 2 years old i did not want to go to jail, so I had to phone around family and pay the £555, which took some doing.
I talked to a debt management company and they said to me that council tax is something that you have to pay, and there is no way around it, they did say that I could start a money order to pay all the debts through their company and the debt collectors couldn't do anything about.
I took on the debt plan and it was the worst thing that I could do, they took advantage that I was in debt and took a % of what i sent them to pay them selves.
every 100 i sent them they took 20 so that was money that I could have paid my self to get rid of the debt.
so going back many years before I meet my wife I met this girl, she was the hottest peace of ass I have ever layed my eyes on, she was great at everything if you know what I mean ;D
she had her own house and I moved in with her with in a month of meeting her, I was head over heals for this bird as I thought she was great, but my mates didn't like her. I should have listened at the time but I didn't.
I worked 40 hours a week at burger king as a duty manager and had a really good wage, she told me that she was pregnant and that we needed stuff for the house and for the baby, she thought that it was a good idea that I borrowed £15000 from the bank so we could sort it out. So I did, we bought everything new,
the house looked mint and I could afford the payments,
I went away on a lads holiday for 3 nights 4 days, it was a great time, when I got back I got a taxi from town and headed home, but when I got there the house was empty.
I tried to phone her but there was no answer, I had no clue where she was or anything.
I was left with a debt of £15000 and I was in a mess, I had a little breakdown and lost my job, didn't pay the debts and got my self into shit.
I had debt collectors going to my mums house to reclaim the money that I owed and I felt like a right dick.
I decided the only way was to run away from my problems, so I did, I packed my bag and for 6 years I moved from friend to friend and family to family member, every time there was a debt collector letter that came through that door, i moved on. till they stopped looking for me.
I had finally managed to escape my problems, then when I met my wife and settled down I got some letters through the post saying that I owed money, by now it totaled £35000.
I write letters to each of them and told them that the debt was statue barred and that they should stop contacting me as it was against the law. they stopped and after another year my credit rating had gone from poor to me been able to buy a house if I wanted. it was great.
So if you fancy moving around do that, as it is the only way they can't keep up.
But the council tax did follow me as this was when the debt collector and the police visited me, and it was from her house, even though it was not in my name because I was down on the house name it bit me in the arse years later.
any way life is good now, money is not everything your health is, don't go back to work until you are ready mate, get the bankrupcy sorted first and then go forward from there.
when you go bankrupt you will have an official receiver and if you make more money than they say to live on they will take that from you to pay the debts.
"A girl who is good at everything" haha! I like that :) Mate thank you for this, you have given me lots to think about her and I know you are speaking from first hand experience. Debts can get pretty depressing when you let them but as you said it is only money. I'll keep you updated bro. Thank you so much for this.
No worries buddy. Like you said it is only money, we are brought into a world were we are slaves to the system, it is all about making money. they brainwash us at school, they make you get a job, we are all just drones and nothing else to these companies where the rich get richer and the poorer get poorer.
Amen brother and I am glad to in a place where people realise this, at last. Lets hope for a breaking point someday.
If predictions are right we should be hitting $70 per one steem in 2020 so I have my fingers crossed that it happens. that would bail a lot of people out of crap all over the world.
Man.... That would really make a difference. I hope it happens sooner rather than later lol.