Yeah, a lot of people use STEEM to fund their life right now. Others see it as a long-term investment to be worth much, much more in the future. I'm hoping to bank on the later, though I'm sure some day I'll be withdrawing some value as needed also.
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It is true,most people are surving on Steemit(me inclusive!).
I have been dividing the SBD into half to withdraw and the other Power Up.I am now going to change that to a bigger part Powering Uo for the long term investment.