I don't really care about "habits of successful people" as they are written down by people trying to sell their viewpoint for a quick buck.
This is exactly the mindset that makes reaching goals challenging and holds people back in life. A book written 100 years ago can change your life today, but clearly that dead person clearly only cares about making a quick buck and nothing of value to offer.
If you want to add randomness of accidents or lottery as part of how you plan life then sure there is that type of luck. Personally those aren't things that are part of my life plan other then having insurance in case I die young my family will be financially secure.
It's very important to know the difference between the things you can control and those you can't.