Yeah! Good luck to you too, bro! :)
By the way, an ill health pension is not a capitalized investment, this is a risk insurance. A thirty year old could pay 5 USD a month for a 100.000 USD insurance or something like that... this is another case than funded pension investments.... But ok... if the insurance companies go under than I guess in any case you do not get any money...
And you are right that one should not generalize and jumpt to conclusions... but here in these chats one does not ask about all those personal details... so one assumes stuff about other persons without asking... rightly or wrongly...
I hope your condition is not seriously affecting you and you can enjoy at least the pension...
Peace Bro, do not assume ,then you will, more than likely be Right. Nobody likes to be Wrong. we will speak again, mexbit, bye for now.
Gazza.