Hi @jazzybells! It's great to hear from you again. Sorry it took me long to get back to you. I took some time off Steemit to focus on something else. I don't take credit for this "Pay yourself first" idea though, it's not actually me who'd thought of it first. Haha, but I think we can agree that this advice is easier said than done, right? Hahaha, what's your saving scheme?
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Easier said than done is very true. hahaha. When I was still working I did delegate a portion of each of my paycheck to be transferred directly into a separate account which I hardly ever touched unless it's badly needed. If you get a chance to read this book, do so. :)
