Why not?I always only use my cell phone to make a payment - be it a small store,big supermarket,street food,coffee shop,restaurants practically everywhere!It's super convenient,you don't have to worry about taking out cash or bringing your wallet with credit cards,you just use something you always have in your pocket - your phone π±
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Good point, the less you carry, the less you can lose. My biggest concern is getting hacked and someone depleting my account.