You are 100% correct!!!
Unless you are a newbie and convinced Steem will moon then if you want to make money you should get a real job. lol You can always buy Steem from regular work than trying to earn it the hard way.
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To me its not only about making money but that is a very nice side effect. I see potential that the pennies we earn today will be worth dollars tomorrow. I look at growing an account organically as a challenge. I view the challenge as the same as I do some of my gambling activities. For example .. I use to play allot of poker on allot of different sites. I would pick a few sites and build from $0 to see how far I can take my account with 0 invested. Its a challenge to me.
That being said .. Steem currently has dropped to $1.35 .... SBD is at $1.08 .. If prices keep dropping ... I am buying. Its hard to pass up the sale that is going on. I would much rather buy Steem then lease it. I am not apposed to leasing and will give it a shot but not until I am close to that 500 SP mark.
50-1 is some pretty nice leverage. I did get lucky and got to do 200-1 on a couple deals.