Actually, we have a similar Fund in The Netherlands, called The Guarantee Fund, or Safeguard Fund or somesuch lost in translation fund name. It’s exactly set up for reimbursement of damages when the perp. is unknown. It unfortunately requires two independent witnesses stating there was no damage prior to the one claimed. They can’t be family either. But at least it’s something.
And interaction is where it’s all at man. Upvotes are nice and all, but intelligent comments are even better if you ask me.