I've personally submitted a Bitconnect loan and got paid. How many Bitconnect loans have you tried? If you have never used Bitconnect and never even browsed the website then who are you to tell us what it is or isn't? You are in a competing Ponzi Scheme. If you are afraid of risks and of Ponzi Schemes I suggest you keep your money in your bank account where the government can protect you from these risks (and opportunities). People afraid to take risks don't deserve opportunities and so they don't get them.

Do you expect to get rich without taking an equivalent amount of risk? Finally

BITCONNECT DOES NOT PROMISE DAILY INTEREST RATES AND ON THE SITE IT SAYS THE RATES ARE VARIABLE RATES! STOP SPREADING DISINFORMATION AND QUOTE THE WEBSITE.

No one has ever showed me a quote from Bitconnect with the word promise or guarantee on ROI.