You forget that even though the rich person doesn't HAVE to be financially smart, he is always that. Because that's the only we he could have ever become rich. And a rich person is also keen on staying rich, so he will always try to make financially smart decision. It's faulty thinking to believe that when you become rich you will do anything differently. Because there is only one way of becoming rich and staying rich, and that is by carefully making sure you know what you are doing. A lotto millionaire will almost always lose all their unearned money.
People will realize that crypto currencies is nothing more magical than securities/stocks. I view it as just p2p direct funding. For the first time anyone can invest directly into startups without owning options etc.
Yes, well my thinking is that you're only wealthy until you have so much money that you're basically unable to get rid of it. Only then are you rich in my view. But yeah ofc, there are people who somehow make 50 million disappear and I'd have to call someone with 50 million rich. Even if they don't have the mindset for it and just spend it go back to being poor.